Top 10 Least Expensive Online Colleges in the U.S.

College is expensive, isn’t it? For many students, that means taking on thousands of dollars in student loan debt. In fact, according to the Department of Education, the average federal student loan debt hit $37,850 as of March 2024. That’s a big jump from 2007 when it was just $18,233—more than double in less than two decades! It’s a sobering reminder of why finding affordable education options is so important.

The least expensive online colleges we’ve highlighted below can help you save money while giving you the flexibility to pursue your degree on your terms. Whether you’re working, raising a family, or managing other commitments, these programs are designed to fit into your life.

• What Are the Least Expensive Online Colleges in 2025?
• Financial Tips for Online Colleges
• Frequently Asked Questions
• Takeaways

What Are the Least Expensive Online Colleges in 2025?

Did you know the cost of an online college can really add up? In-state students usually pay around $40,926 on average, but if you’re out-of-state, it jumps to $59,011. And if you’re going the private college route, you’re looking at an even higher average of $62,756.

But you don’t have to break the bank to get a quality online education. Listed below are the least expensive online colleges that offer great programs without the hefty price tag:

1. Fitchburg State University

Acceptance rate: 90%

Average tuition cost: $11,346 (in-state)

Fitchburg State University is a great choice if you’re looking for one of the least expensive online colleges that fit your busy schedule. For undergraduates, options like the accelerated Business Administration (B.S.) program let you finish in as little as two years, with concentrations in Accounting, Marketing, and more. You can also customize your degree with the Interdisciplinary Studies program.

If you’re a nurse, the R.N. to B.S.N. program lets you advance your qualifications in just 12 months. Graduate programs include an M.B.A. with specializations like Finance and Healthcare Management, or an M.Ed. for educators looking to grow their leadership skills—all online and designed for busy professionals.

Plus, with 24/7 tech support, career services, and easy access to course materials, Fitchburg State ensures you’re supported every step of the way. It’s a smart choice if you’re exploring the least expensive online colleges that don’t compromise on quality.

2. Appalachian State University

Acceptance rate: 89%

Average tuition cost: $8,135 (in-state)

Appalachian State University, or App State, offers online programs designed to fit your busy life. As one of the least expensive online colleges, it’s a smart choice for earning a degree without the financial strain.

If you’re completing your bachelor’s, you can choose from programs like a Bachelor of Science in Accounting, ideal for a future in finance, or a Bachelor of Science in Communication, Advertising, perfect for creative marketing careers.

For graduate students, App State has options like the Master of Science in Nursing (MSN) for advancing healthcare careers or the Master of Health Administration (MHA) for leadership roles in healthcare organizations.

You’ll also get strong support, from academic advising to career resources, to help you succeed. With fully online programs and flexible schedules, you can study whenever it works for you.

3. Boise State University

Acceptance rate: 84%

Average tuition cost: $9,050 (in-state)

Boise State is one of the least expensive online colleges with a wide range of programs to fit your goals. For bachelor’s degrees, you can choose the Bachelor of Business Administration in Management, ideal for aspiring leaders, or the Bachelor of Arts in Public Health, perfect for making a positive impact in your community.

For advanced education, Boise State offers online master’s programs like the Master of Science in Organizational Performance and Workplace Learning to boost workplace efficiency or the Master of Social Work for clinical and community-focused social work.

If you’re considering a doctoral degree, options include the Doctor of Education in Educational Technology, designed to enhance learning through technology, or the Doctor of Nursing Practice in Leadership for healthcare professionals aiming for leadership roles.

4. East Carolina University

Acceptance rate: 90%

Average tuition cost: $7,516 (in-state)

As one of the least expensive online colleges, East Carolina University is a great option for finishing your degree or advancing your career.

If you’re completing a bachelor’s degree, consider the Bachelor of Science in Communication with a focus on Interpersonal/Organizational communication to sharpen your professional skills, or the Bachelor of Science in Industrial Technology with concentrations like Information and Computer Technology for a tech-forward career.

For graduate students, ECU provides online master’s programs like the MBA for advanced business expertise or the Master of Science in Criminal Justice for leadership roles in the field. Additionally, ECU offers graduate certificates in areas such as International Management and Lean Six-Sigma Black-Belt, giving you specialized knowledge without committing to a full degree program.

5. Florida Atlantic University

Acceptance rate: 65%

Average tuition cost: $6,099 (in-state)

Florida Atlantic University (FAU), as one of the least expensive online colleges, has several programs tailored for you. For example, the Online Bachelor of Business Administration (BBA) program offers majors in Accounting, Management, Marketing, and Hospitality & Tourism Management. These programs are fully online, allowing you to balance your studies with personal and professional commitments.

FAU also offers a variety of online master’s programs. The Master of Education (M.Ed.) in Curriculum and Instruction is designed for educators looking to enhance their teaching skills and advance their careers. Meanwhile, the Master of Science in Computer Science prepares you for advanced roles in the tech industry.

If you’re interested in specialized knowledge, FAU provides online graduate certificates in areas such as Instructional Technology and Educational Psychology.

6. Middle Georgia State University

Acceptance rate: 100%

Average tuition cost: $6,082 (in-state)

Middle Georgia State University (MGA) stands out as one of the least expensive online colleges offering flexible and career-focused degree programs.

For undergraduates, the Bachelor of Science in Business Administration (BSBA) is a great choice if you’re looking to start or advance your career in business. If tech is your passion, the Bachelor of Science in Information Technology lets you specialize in areas like Cybersecurity, Software Engineering, or Network Administration—all fully online.

Graduate students can explore programs like the Master of Science in Information Technology (MSIT) to prepare for leadership roles in tech or the Master of Science in Management (MSM) for advanced management skills.

If you’re ready for the highest level of education, MGA offers the Doctor of Science in Information Technology (DScIT), which focuses on cutting-edge IT research and prepares you for top roles in academia or industry.

7. Columbus State University

Acceptance rate: 99%

Average tuition cost: $7,020 (in-state)

Whether you’re looking to start or complete your bachelor’s degree, pursue a master’s, or even earn a doctoral degree, Columbus State University (CSU) provides flexible and high-quality options that allow you to learn on your schedule.

For example, the Bachelor of Business Administration (BBA) in Accounting introduces you to the business world and prepares you for various careers in accounting. Another option is the Bachelor of Science in Information Technology, which is offered completely online and allows you to specialize in areas such as Cybersecurity, Software Development, or Network Administration.

CSU also offers a variety of online master’s programs. The Master of Business Administration (MBA) is designed to enhance your business skills and prepare you for leadership roles in various industries. The Master of Science in Applied Computer Science equips you with advanced knowledge in computer science, preparing you for high-level positions in the tech industry.

If you’re considering a doctoral degree, CSU provides options like the Doctor of Education (Ed.D.), which focuses on advanced educational leadership and research.

8. Sterling College

Acceptance rate: 53%

Average tuition cost: $31,500

Sterling College, a private Christian school, has been offering online bachelor’s degree programs since 2007-2008.

What makes Sterling stand out is its focus on servant leadership. You’ll find plenty of support through mentoring, free tutoring, and encouragement from faculty and staff who truly want you to succeed. Courses are delivered through the user-friendly Canvas Learning Management System, making your online learning experience smooth and hassle-free.

Sterling is also known for being budget-friendly, so you don’t have to break the bank to get a quality education. The college is all about helping you grow into a creative, thoughtful leader rooted in a strong and maturing Christian faith. It’s a great choice if you’re looking for one of the least expensive online colleges that support your goals and values.

9. Athens State University

Acceptance rate: 100%

Average tuition cost: $8,136 (in-state)

Athens State University offers a wide variety of 23 online bachelor’s degree programs in fields like education, psychology, and business management. Delivered through the Blackboard learning management system, the courses are backed by plenty of support, including faculty office hours and tutoring to help you succeed.

Athens State stands out as one of the least expensive online colleges, making it a smart choice if you’re balancing education with other financial priorities. The university has a solid 59% graduation rate, and to apply, you’ll need at least 36 transfer credit hours from an accredited institution and a minimum 2.0 GPA.

Beyond academics, Athens State offers a holistic experience with co-curricular activities like student organizations, leadership programs, and cultural events.

10. University at Buffalo-SUNY

Acceptance rate: 69%

Average tuition cost: $7,070 (in-state)

The University at Buffalo (UB), part of the SUNY system, is a fantastic option if you’re looking for flexibility in an online degree program. Since 2012-2013, UB has been offering online bachelor’s degree programs where all classes are recorded and archived. This means you can access course materials whenever it fits your schedule—a game-changer for busy professionals and parents.

UB is also one of the least expensive online colleges, making high-quality education more accessible without straining your budget. With a rolling admissions process, you can apply anytime throughout the year, which is perfect if you need a timeline that works for your life.

Financial Tips for Online Colleges

Saving money while attending an online college doesn’t have to be complicated—you just need to be strategic. Here are some practical tips to help you cut costs and make your education more affordable:

1. Choose affordable programs.

Start by researching the least expensive online colleges that still offer quality education, just like the ones we’ve included in this list. Affordable tuition doesn’t mean you’re sacrificing academic standards, and you can often find programs that fit your budget without compromising your goals.

2. Take advantage of financial aid.

Don’t forget to fill out the FAFSA (Free Application for Federal Student Aid). Many online colleges offer scholarships, grants, or work-study opportunities that you might qualify for. Even small awards can add up and reduce the need for loans.

3. Use employer tuition assistance.

If you’re working, check to see if your employer offers tuition reimbursement or assistance programs. Many companies will help pay for your education, especially if your degree aligns with your current role or career path.

4. Get transfer credits.

Save time and money by transferring credits from another college or through prior learning assessments. Some schools even award credits for work experience, certifications, or military service, which means fewer courses to take (and pay for).

5. Buy used or digital textbooks.

Textbooks can be expensive, but there’s no need to buy them brand new. Look for used copies, rental options, or free digital versions. Some online colleges even include the cost of e-books in your tuition.

6. Plan ahead and stick to a schedule.

Online programs often let you move at your own pace, but dragging out your education can lead to more costs over time. Have good study habits, plan your course load, and graduate on schedule to save money in the long run.

7. Look for free resources.

Take full advantage of the free resources your school offers—like tutoring, career services, or academic advising. These can save you money on extra help or tools you might otherwise pay for.

8. Avoid hidden costs.

Watch out for hidden fees like technology or enrollment charges. Before enrolling, ask your school for a full breakdown of costs so you can plan accordingly.

Frequently Asked Questions

1. What is the cheapest college in the US?

Some of the cheapest colleges in the US include the schools we’ve provided in this list such as Appalachian State University, Florida Atlantic University, and Columbus State University.

2. Can you do college online?

Yes, you can absolutely do college online in the US! Many universities and colleges offer online degree programs designed to be flexible, convenient, and accessible for a wide range of students.

3.  What is the easiest degree to get online?

The easiest degree to get online in the US depends on your skills, interests, and career goals, but certain degrees are often considered less rigorous due to their flexible nature, fewer technical prerequisites, or more subjective coursework. Some of the commonly mentioned “easier” online degree options include: business administration, liberal arts, education, and psychology.

Takeaways

• Choosing one of the least expensive online colleges in the US can open the door to quality education without overwhelming financial stress.
• The top 5 least expensive colleges are: Fitchburg State University, Appalachian State University, Boise State University, East Carolina University, and Florida Atlantic University.
• Some of the best strategies to consider to further minimize the cost of attending an online college include: taking advantage of financial aid, getting transfer credits, and buying used or digital books and resources.
• If you’re feeling unsure about where to start or how to go through the college application process, AdmissionSight is here to help. With years of experience guiding students to their dream schools, we provide personalized support—whether you’re looking for the least expensive online colleges or need assistance crafting compelling applications that stand out.