The University of Virginia (UVA) is a public flagship university in Charlottesville, known for strong academics and a campus rooted in history. If you’re thinking about applying, it’s smart to look closely at the cost, because UVA tuition can vary widely depending on where you live and what kind of financial aid you get.
This blog breaks down the numbers. You’ll learn the current cost of attendance and how UVA supports students through financial aid. Whether you’re local or from out of state, this is your guide to the true cost of going to UVA.
- UVA In-State Tuition
- UVA Out-of-State Tuition
- UVA Financial Aid
- How to Apply for UVA Financial Aid
- Frequently Asked Questions
- Takeaways
UVA In-State Tuition
Virginia residents pay significantly less than out-of-state students to attend UVA. That pricing difference makes UVA tuition especially attractive if you live in-state.
For the 2025–2026 academic year, UVA tuition for most in-state undergraduates is $16,258 during the first and second years in the College of Arts & Sciences. In the third and fourth years, that number rises to $19,350.
Engineering, Commerce, Nursing, and other schools may charge more. In addition, students are responsible for $3,780 in mandatory fees that fund services like health care, athletics, technology, and public transit.
While tuition is the biggest line item, it’s far from the only cost. You’ll also need to budget for housing, food, books, and personal expenses—some of which are unavoidable even if you live off campus.
Here’s the full cost breakdown for a typical in-state first-year student:
|
Expenses |
Amount (2025–2026) |
|
Tuition (Arts & Sciences, 1st/2nd Year) |
$16,258 |
|
Mandatory Fees |
$3,780 |
|
Housing |
$8,310 |
|
Food |
$6,990 |
|
Books, Supplies, Equipment |
$1,520 |
|
Personal Expenses |
$3,000 |
|
Direct Loan Fees |
$72 |
|
Travel (approximate, based on in-state estimate) |
$530 |
|
Total Estimated Cost of Attendance |
$40,460 |
Here are some notes on the costs:
- Mandatory fees include several categories, such as the technology fee, student health, athletics, transit services, and licensing. These fees increased by about 4.1% from the previous year, totaling $3,780 in 2025–2026.
- Housing and food reflect standard rates for students living on-Grounds. In later years, those costs rise slightly. For example, upperclassmen living on campus will likely pay around $9,426 for housing, while the meal plan stays the same at $6,990.
- Books and personal expenses are estimated averages. What you actually spend will depend on your major and habits. Students in STEM fields might face higher costs for supplies and equipment.
- Travel is estimated at $530 for in-state students but can vary based on where you live in Virginia. It’s higher for students coming from Northern Virginia or rural areas, but the listed average holds for most counties.
- Direct loan fees apply only if you take out federal student loans. Even if you don’t plan to borrow, UVA includes them in the estimate to reflect a full financial aid picture.
Altogether, the in-state UVA tuition and overall cost of attendance make UVA one of the more affordable elite public universities for Virginia families, especially compared to private colleges, where total costs are around $56,000 per year.
UVA Out-of-State Tuition
If you’re not a Virginia resident, attending UVA comes with a much higher price tag. Non-residents don’t benefit from state funding, so UVA tuition for out-of-state students can rival that of private universities.
For 2025–2026, the base tuition for out-of-state students in the College of Arts & Sciences is $55,436 during the first and second years. In the third and fourth years, tuition increases to $58,548. These numbers can go higher in programs like Commerce, Engineering, and Data Science, where annual tuition exceeds $68,000.
On top of tuition, UVA charges $4,462 in mandatory fees. These cover student health, technology, transportation, athletics, and access to various campus services.
Here’s the full cost breakdown for a typical non-resident first-year student:
|
Expenses |
Amount (2025–2026) |
|
Tuition (Arts & Sciences, 1st/2nd Year) |
$55,436 |
|
Mandatory Fees |
$4,462 |
|
Housing |
$9,426 |
|
Food |
$6,990 |
|
Books, Supplies, Equipment |
$1,520 |
|
Personal Expenses |
$3,000 |
|
Direct Loan Fees |
$72 |
|
Travel (estimated range) |
$530 to $1,920 |
|
Total Estimated Cost of Attendance |
$81,436 to $82,826 |
Below are some notes to keep in mind:
- Mandatory fees are consistent for all full-time undergraduates. They rose slightly from last year, reflecting increases in student services and operations.
- Housing costs for first-year students assume on-Grounds residence halls. Upperclassmen often live off-campus, but UVA uses $9,426 as a standard housing estimate for financial aid and planning purposes.
- Travel costs range widely. For non-residents in neighboring states, travel may cost just a few hundred dollars per year. But for students coming from the West Coast or abroad, that number could exceed $1,900.
- Books and personal expenses are averages, not direct charges. You might spend less with used books or cheaper supplies, but UVA includes them to provide a realistic picture of total living costs.
- Loan fees only apply if you use federal loans, but they’re still factored in to help you estimate your aid package.
If you’re coming from out of state, UVA tuition and total costs can feel steep. However, the school’s academic strength, alumni network, and reputation make it an appealing option. Still, the value you get depends on what kind of financial aid or scholarship support you receive.
UVA Financial Aid
UVA admits students based on academic merit, not on their ability to pay. Once admitted, if you qualify for need-based aid, the school commits to covering 100% of your demonstrated financial need. This policy applies to both in-state and out-of-state students, provided you meet the March 1st application deadline for financial aid.
UVA’s financial aid system is built to remove financial barriers for qualified students. The school provides a combination of grants, scholarships, work-study, and limited need-based loans. Aid packages are tailored to each student’s family income and financial profile.
For example, if your household earns $50,000 or less and you’re from Virginia, UVA covers full tuition, fees, housing, and meals. If your family earns up to $100,000, UVA still covers full tuition and required fees. And even families making under $150,000 may receive $2,000 in tuition grants.
In 2024–25, UVA awarded $214 million in need-based undergraduate aid. UVA caps loans at an average of $4,500 per year for in-state students and $7,000 for out-of-state students, helping you graduate with fewer financial burdens.
Types of aid at UVA
Your UVA aid package may include any of the following:
- Grants and scholarships. These don’t have to be repaid. Most are based on need, but a few merit-based scholarships exist.
- Work-study employment. This lets you earn money through part-time jobs on or near campus.
- Need-based loans. These are included only when necessary and kept low to limit debt.
It’s important to distinguish between need-based and merit-based aid. UVA’s primary financial aid strategy is need-based. That means aid is determined by the gap between the total cost of attendance and what your family is expected to contribute, based on FAFSA and CSS Profile information.
Merit aid is rare and usually awarded outside the regular financial aid process—often through competitive scholarships with separate applications or nominations.
How UVA financial aid works
To show how UVA packages aid, here’s a sample for an in-state student from a family earning $25,000:
- Total need: $38,986
- Grants: $34,986
- Work-study: $3,000
- Loans: $1,000
- Unmet need: $0
Compare that with an out-of-state student from a similar background:
- Total need: $79,066
- Grants: $68,066
- Work-study: $4,000
- Loans: $7,000
- Unmet need: $0
In both examples, UVA meets 100% of need, but the total amount is adjusted for residency status. That’s why UVA tuition and aid conversations need to include the full picture, not just sticker prices.
If you want to estimate your potential aid package before applying, you can use UVA’s MyinTuition cost estimator. It gives a quick projection based on your income, assets, and household size, no formal application required.
How to Apply for UVA Financial Aid
Applying for financial aid at UVA is a multi-step process, and it’s worth doing right. If you’re eligible, UVA will meet 100% of your demonstrated financial need. But that only happens if you submit all required forms by the deadline. Let’s walk through the steps.
Eligibility requirements
Before applying, make sure you meet the basic eligibility criteria:
- You must be a U.S. citizen or eligible non-citizen. Permanent residents and other qualified non-citizens are eligible. International students are not.
- You must have a high school diploma or equivalent. This includes a GED or completion of a recognized home-study program.
- You must be enrolled in an approved degree-seeking program. Certificate and non-degree programs don’t qualify.
- You must maintain satisfactory academic progress. UVA expects you to complete your classes and maintain a qualifying GPA.
- You must have a valid Social Security number. Exceptions apply to students from certain U.S.-associated territories.
- You cannot owe a refund on any federal grant or be in default on federal student loans.
- Undergraduates must be enrolled full-time (at least 12 credit hours per semester) to receive the full award. If you drop to fewer than six credit hours, you risk losing aid entirely.
There are also separate pathways for special student groups:
- In-state students with DACA status may be eligible for need-based institutional aid if they complete the VASA application (Virginia Alternate State Aid Application).
- Undocumented students are not eligible for institutional aid but may apply for state-level aid through VASA.
- School of Continuing and Professional Studies (SCPS) students must be enrolled at least half-time in a degree-granting program to receive federal aid.
Step-by-step application process
To qualify for all forms of need-based financial aid at UVA, you need to complete a few key steps:
- Complete the CSS Profile. Start by filling out the CSS Profile, which opens every year on October 1. You’ll submit it at cssprofile.collegeboard.org using UVA’s school code: 5820. If you’re applying Early Action or Early Decision, submit it by November 15. This form offers UVA a detailed view of your financial background.
- Submit the FAFSA. Next, fill out the FAFSA starting December 1 at studentaid.gov, using school code 003745. You’ll need tax forms and income info from the prior year. Submit as early as possible—March 1 is the hard deadline for aid.
- Monitor your SIS account. Once you apply to UVA, you’ll get access to your Student Information System (SIS) account. This is where you’ll track application updates and financial aid requests.
- Upload any requested documents. UVA might ask for more documents through SIS or via the College Board’s iDoc system. These can include tax returns or verification worksheets. Send them quickly to avoid delays in your financial aid review.
- Wait for Your financial aid notification. After admissions decisions go out, UVA posts financial aid offers. Your package will show grants, work-study, and loans. View this through your SIS account.
- Accept your aid. Once you get your offer, you can accept all or just parts of it. You’re not required to take the loan portion. UVA keeps loans low to reduce your long-term debt.
Frequently Asked Questions
1. How much is UVA’s in-state tuition?
For the 2025–2026 academic year, in-state students in the College of Arts & Sciences pay $16,258 during their first and second years. This rises to $19,350 for the third and fourth years. On top of tuition, students also pay $3,780 in mandatory fees. For first-year students, the total estimated cost of attendance—including housing, food, books, personal expenses, loan fees, and travel—is about $40,460.
2. How much is UVA’s out-of-state tuition?
Out-of-state students in the College of Arts & Sciences pay $55,436 in tuition during their first and second years. In their third and fourth years, tuition increases to $58,548. Mandatory fees for all students are $4,462. Factoring in housing, meals, books, personal expenses, travel, and loan fees, the total estimated cost of attendance ranges from $81,436 to $82,826.
3. Is UVA tuition the same for all majors?
Tuition rates vary by school and year level. While the figures listed above apply to students in the College of Arts & Sciences, tuition is typically higher for students enrolled in programs like Engineering, Commerce, Nursing, and Data Science, especially in upper years. For instance, out-of-state juniors and seniors in the Commerce School may see tuition exceed $64,000, not including fees or living costs.
4. Does UVA offer financial aid?
UVA uses a need-based model called AccessUVA to ensure that all admitted students can afford to attend, regardless of financial background. The school meets 100% of demonstrated financial need for both in-state and out-of-state students who complete the necessary applications by the March 1 deadline. Aid packages often include grants, scholarships, work-study, and limited need-based loans.
5. Who qualifies for UVA financial aid?
You may qualify for UVA financial aid if you meet these conditions:
- You are a U.S. citizen or an eligible non-citizen
- You have a high school diploma, GED, or completed home-study program
- You are enrolled full-time in a degree-seeking undergraduate program
- You maintain satisfactory academic progress
- You have a valid Social Security number
- You are not in default on a federal loan or owe a grant refund
In-state students with DACA status may be eligible for institutional aid via the VASA application. Undocumented students may qualify for state-level aid, but not UVA institutional or federal aid.
Takeaways
Understanding UVA tuition is key to planning your college budget wisely. Here are five important takeaways:
- In-state tuition is significantly lower, with first- and second-year Arts & Sciences students paying around $16,258, plus $3,780 in mandatory fees.
- Out-of-state students pay more, with tuition starting at $55,436 and a total estimated annual cost exceeding $81,000.
- UVA meets 100% of demonstrated need for admitted students who apply by March 1, using grants, work-study, and minimal loans.
- Costs vary by major and year, with higher tuition in later years or in programs like Engineering, Commerce, and Nursing.
- Talk to a college admissions consultant to help weigh UVA’s costs, understand your aid eligibility, and strategize your application.
Eric Eng
About the author
Eric Eng, the Founder and CEO of AdmissionSight, graduated with a BA from Princeton University and has one of the highest track records in the industry of placing students into Ivy League schools and top 10 universities. He has been featured on the US News & World Report for his insights on college admissions.










